There is more cheap capital available to seniors housing and care owners and developers than at any time before, even before the Great Recession. But because there are so many types of loans and other financing vehicles available, it is sometimes difficult to discern which option is the best for each owner, buyer or developer. Compounding the problem is the uncertainty of the direction of interest rates, with most people assuming an imminent increase or two. But how does this impact the decision-making process? Should you go fixed or floating rate? What about REIT financing to maximize your proceeds?